Highlights
- No need to fret if you’ve forgotten your bank card; Dubai offers cardless cash withdrawal options.
- Five prominent UAE banks, including Commercial Bank of Dubai, Emirates Islamic, Emirates NBD, Mashreq Bank, and RAKBANK, provide this service.
- Use your phone number at the ATM for withdrawals. Simply enter your registered UAE mobile number, the desired amount, and a one-time pin code sent to your phone.
- Download your bank’s mobile app, select ‘cardless withdrawal,’ enter the withdrawal amount, specify the recipient’s mobile number for an OTP, then head to the nearest ATM for cash collection.
- You can send cash to others, even without your card, by using the banking app method.
- Some banks, like Mashreq Bank and Al Hilal Bank, enable cash withdrawals, transfers, and bill payments using your Emirates ID at select ATMs.
- Verify with your bank whether they offer these convenient services for hassle-free cash access in Dubai.
No Bank Card
Imagine you owe your colleague some cash, rush to the ATM for a quick withdrawal, and then realize you’ve left your bank card behind. Don’t panic! In Dubai, you can now withdraw cash even without your physical bank card. Cash remains king in certain situations, whether it’s contributing to group gifts, tipping a delivery person, or covering a speedy car wash.
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Five of the UAE’s leading banks have introduced this convenient service, making it possible for you to leave your bulky wallet at home and still access your funds at the ATM. Here’s how you can make cardless withdrawals:
1. Withdraw Cash Using Your Phone Number:
- Visit an ATM from one of the participating banks (Commercial Bank of Dubai, Emirates Islamic, Emirates NBD, Mashreq Bank, or RAKBANK).
- Select the ‘cardless withdrawal’ option.
- Enter your registered UAE mobile number.
- Specify the amount you want to withdraw.
- Input the one-time pin code sent to your mobile phone.
- Confirm your transaction and collect your cash.
2. Withdraw Cash Using Your Banking App:
- If you haven’t already, download your bank’s mobile application.
- Choose the ‘cardless withdrawal’ feature.
- Enter the withdrawal amount.
- Provide the mobile number to receive an OTP (One-Time Pin). It can be yours or someone else’s.
- Head to the nearest ATM.
- Select the ‘cardless withdrawal’ option.
- Enter the one-time pin/verification code sent to your mobile phone.
- Confirm your transaction and collect your cash.
Bank Transfer
Additionally, you can send cash to a friend, family member, or colleague even without your bank card. Simply enter their mobile number when using the banking app method, and they’ll be able to withdraw the funds at an ATM.
Using Emirates ID
Some banks, such as Mashreq Bank and Al Hilal Bank, even allow you to withdraw cash, make transfers, and pay bills using your Emirates ID at specific ATMs. However, not all banks offer this service, so it’s advisable to check with your bank for specific details.
Conclusion
With these cardless withdrawal options, Dubai residents can access their cash conveniently, even when the physical bank card is left behind.
